Net Worth Calculator
Calculate your total net worth by adding up all assets and subtracting liabilities.
About This Calculator
The Net Worth Calculator helps you understand your complete financial picture by totaling all your assets and subtracting your debts. Tracking net worth over time is one of the best ways to measure financial progress.
How to Use
- 1Enter all your assets (cash, investments, property)
- 2Enter all your liabilities (loans, credit cards)
- 3Click Calculate to see your net worth
- 4Track changes over time
Formula
Net Worth = Total Assets - Total LiabilitiesYour net worth represents your financial health - the difference between what you own and what you owe.
FAQ
A common benchmark is having a net worth equal to your annual salary by age 30, twice your salary by 40, and so on. However, this varies based on location and lifestyle.
Calculate your net worth at least quarterly or whenever major financial changes occur (buying a home, paying off debt, etc.).
Yes, include your home value as an asset and mortgage as a liability. Use realistic market value, not purchase price.
A negative net worth means you owe more than you own. Focus on paying down high-interest debt and building assets over time.